Commercial Underwriter - C & I Job at First Bank, Saint Louis, MO

b2o2RFhhaVA5M2pFT1FZMm1nbGo2RWowOWc9PQ==
  • First Bank
  • Saint Louis, MO

Job Description

Commercial Underwriter

The Commercial Underwriter within Credit Administration possesses a thorough knowledge of all types of commercial credit transactions and complexity levels. Participate in special assignments and projects as appropriate.

What You Will Be Doing

  • Preparing credit approval offerings for all types of transactions, primarily focused on commercial & industrial transactions. Credit approval documents will include but not be limited to new and renewed loan offerings and modifications. May include various pre- and post-approval activities as necessary.
  • Comprehensive knowledge of underwriting activities, practices, tools and considerations, and the ability to manage the underwriting process. Expect to serve as a resource on credit structuring, economic and industry research and analysis.
  • Working independently with little oversight.
  • Using independent judgement to identify and mitigate risks, prepare offerings and risk ratings by analyzing credit, collateral and financial worthiness of borrowers, guarantors and credit structure. Ensuring credit quality and portfolio integrity are given the highest consideration when making credit recommendations.
  • Actively participating in the deal team, working closely with relationship managers, senior leaders and credit administration. Direct client interaction, as needed.
  • Providing recommendations on credit decisions for Executive Loan Committee supported by objective commentary and analysis. Expect to actively participate in committee presentations and discussion.
  • Developing a strong working knowledge of the Bank's internal commercial loan policy, ensuring compliance and any relevant exceptions are identified and mitigated.
  • Ongoing portfolio monitoring and servicing with renewals, amendments, modifications and relationship reviews, if applicable. Work with Credit Review team to ensure file inconsistencies and inaccuracies are resolved.

Job Tags

Similar Jobs

V R Della Infotech Inc

SMH EP Monitor Tech Job at V R Della Infotech Inc

EP Monitoring Tech Schedule- 3x12hrs shifts Primarily Days with some late night (evenings) and on call/call per unit needs. Job Duties: An electrophysiology technologist performs diagnostic electrophysiology procedures and interventions, such as electrocardiograms... 

Strativ Group

Inspection Engineer (Aerospace Job at Strativ Group

Propulsion Engineer - Help Build the Future of Flight &##128640; I'm excited to share that I've partnered with a pioneering aerospace company that's transforming how we connect and observe our world, from the stratosphere . We're looking for a Propulsion Engineer...

Apex Systems

Data Analyst Job at Apex Systems

 ...which an Apex team member can provide. Apex Systems is part of the Commercial Segment of ASGN Incorporated. NYSE: ASGN 4400 Cox Road Suite 200 Glen Allen, Virginia 23060 Apex Systems is an equal opportunity employer. We do not discriminate or allow discrimination... 

Salpointe Catholic High School

High School Biology Teacher Job at Salpointe Catholic High School

 ...Position Title: High School Biology Teacher 2025-2026 FLSA Status : Exempt Full-time/Part-time : Full-time - 10 months Benefits...  ...degree in Biology required Experience teaching at the High School level Solid employment history with verifiable references AZ... 

Prodware Solutions

Java Software Engineer Job at Prodware Solutions

 ...delivery workflows. 5. Write clean, maintainable, and testable code with a strong emphasis on scalability, reliability, and best engineering practices. 6. Troubleshoot and resolve production issues, identify performance bottlenecks, and optimize backend services for...